Because your patronage is important, we have set forth this privacy policy for handling the information you provide online. Your decision to use this web site and it’s services should be an informed one.
1. Collecting Information
When you visit this web site, information may be collected about you that you voluntarily choose to share. This identification information may include, but is not limited to, your name, e‑mail address, telephone and fax numbers,physical address, details of your real estate and lending needs and preferences, and other details.
What may be less obvious is that, when you visit this web site, data may be collected through the use of “cookies” (i.e. small text files placed on your computer by a Website), Web server logs, and other Web tools. These are used customize your online experience, as well as track your Internet use. The tracking data we collect may include, but is not limited to, the date and time you visit, the time you spend, the web pages you view, your search queries, and basic information about your computer, such as your Internet Protocol (“IP”) address, your domain name, your browser type, and the name of your Internet service provider. You may deactivate cookies if you do not want your browsing to be tracked, but doing so may hinder your online experience.
You may be directed, through hyperlinks, to other web sites that are beyond the control of this site and its’ operator(s). This Privacy Policy does not cover the collection of information by those other companies and web sites. Although we encourage third parties to provide their own privacy policies, we are not responsible for their activities, such as how they handle the information they collect online.
2. Using Information Collected
The identification information you voluntarily supply is used to customize your online experience and to do what you have asked of us. Your identification information is also used to tell you about our products and services, but you may instruct us not to send communications to you by following the procedure indicated below under “Contacting Us.” On occasion, your identification information may be used to validate your identity. As for usage tracking data, it is primarily used to operate and improve our web site, and to further marketing efforts.
As a general rule, your information is not shared with unaffiliated third parties. Your information may be shared with personnel and service providers to the extent necessary to fulfill your requests. Your information may be shared with our affiliates, but will not be shared with unaffiliated third parties for direct marketing purposes. All rights are reserved to disclose your information under limited circumstances, such as to cooperate with law enforcement or judicial authorities as required by law or legal process, to protect legal rights, or to protect the public good.
Whenever you are online, you run the risk that the information you give out will fall into the wrong hands. Although reasonable security procedures and practices are in place to safeguard your privacy, no guarantee can be made as to the security of any information you provide to us. No responsibility or liability is accepted for the activities of third parties.
3. Updating Information
If you would like to review the information about you that has been collected through this web site, or to change that information, you can make that request by following the procedure indicated below under “Contacting Us.” It may be required that you verify your identity before your request will be processed.
4. Updating Our Privacy Policy
Changes to this policy may be made by posting our updated Privacy Policy on this web site and indicating a new “Effective Date.”
5. Contacting Us
If you would like your information removed or modified or If you have any questions or concerns regarding our Privacy Policy, please use the contact information provided on the web site.
6. Effective Date: This Privacy Policy is effective as of Sept 1, 1998.